Finance, Credit and Repossession Information Resource

California Requirements

In order to apply for a California Repossession agent license and work as an agent, you must:

  • Be at least 18 years old
  • Undergo a criminal history background check through the California Department of Justice (DOJ) and the Federal Bureau of Investigation (FBI); and
  • Complete a 40-hour course of required training. The training and exam may be administered by a certified repossession training facility.

Employees hired by a repossession agency to recover property must be registered with the Department of Consumer Affairs. To be eligible to apply for registration as a repossession agency employee, you must meet the following requirements:

  • Be 18 or older; and
  • Submit your completed application with two recent passport-quality photographs, a $75 registration fee and a Repossession Agency Employee Live Scan form signed by the Live Scan Operator. A $32 DOJ fingerprint processing fee and a $19 FBI fingerprint processing fee must be paid for each applicant at the Live Scan site. Send your application package to the Bureau of Security and Investigative Services, P.O. Box 989002, West Sacramento, CA 95798-9002.

Once you have submitted your application and the appropriate fees, you may work for 120 days with a temporary registration if you do not have a record of any felony convictions and have not committed any violations of the Collateral Recovery Act or any other acts constituting grounds for denial.
State registration is not required of clerical employees or others whose duties do not include actual repossessing.

Breakdown of fees paid:

  • Repossession Agent Application Fee: $75.00

Breakdown of fees paid at Live Scan site:

  • Department of Justice Fingerprint Fee: $32.00
  • Federal Bureau of Investigation Fingerprint Fee: $19.00
  • TOTAL: $51.00

Live Scan site locations are available athttp://www.bsis.ca.gov/forms_pubs/livescan/scansites.shtml

Live Scan forms can be downloaded at http://www.bsis.ca.gov/forms_pubs/livescan/forms.shtml

Note: Live Scan sites may charge a Live Scan submission processing fee. The Bureau does not set the fee amount.

Once the Bureau has received the online application and criminal history clearances, the cleared security guard will appear on the Bureau’s Web site. The security guard, private patrol operator or training facility can verify the Bureau’s approval by checking the Bureau’s “Verify a License”at http://www.bsis.ca.gov/online_services/verify_license.shtml.

Applications for registration as a repossessor employee are available from repossession agencies. To request an application as a repossession agency or qualified manager, call 916-322-4000 or 1-800-952-5210, or visit our Web site at www.bsis.ca.gov