While I have thousands of cases that I remember at least hundreds of those really vividly stick clearly in the memory. One thing about doing repossession with Skip Tracing is the fact that you will probably never forget the case in a lifetime. I’m not talking about running an IRB search and getting some possible addresses, I am talking about actually doing an investigation in order to complete the repossession.
The repossession will become forever embedded in your memory soon after you start a deep chase on the debtors trail. You will have learned everything about this person or people. By the time they are found, you feel that you already know them for a long time.
In this work you will have repossession companies that will say they do skip as well for an extra $100 or $200. What they are talking about is a real minor investigation including running a short comp and getting a few other possibles, maybe including a door knock. If its a large bank, believe me they have already done the preliminaries. Banks use the same software investigation companies use plus they call the crap out of the debtor which I explained in a previous article that this will do nothing but advise the debtor people are actively looking for him.
The last thing they want to do is get a bill for an extra thousand on a real car investigation. For us that is what we did so each and every case has already been out for a month or two, has been worked by the bank and a repossession company. Once they have no more luck, the case would come to us and we would effectively clean it up.
I begin the search for this taxi company and start doing all the preliminary things that I would do when first starting a case. This wouldn’t be my first complete taxi company, and they are tougher because usually you need to get every taxi cab at the same time, if you don’t you can kiss the others goodbye for a while as they will become real deeply hidden, most likely with drivers. This was a foreigner that had been in the United States for around 2 two years. As I needed to organize an entire crew to grab all the cabs at once, I decided to make contact with this guy, that it wouldn’t be that big of a deal since the bank was calling him daily anyways. Also it was one of the rare occasions to have a local case so I knew even if I called him and he hid them, I would still find all of the taxis.
I call him and he answers his cell phone. I introduced myself and explained why I was calling. I asked him where he was currently living and he told me F-You and hung up. I thought OK, let me do some further research before getting a local team together. I begin to locate some older associates and find one in particular that I knew was more then just a friend or associate. I called her and she was thrilled to tell me where he lived currently. She further explained what garbage this guy was from North Africa and that he promised her everything but after the second pregnancy in 2 years of knowing her, he walked out, left her with two kids alone.
She continued to tell me stories about this guy and the more I heard the more I couldn’t wait for the evening to come around to grab these taxis. These were not yellow cabs, these were all mini vans and there were 7 of them. I happily write down the good address for this guy. I organize a team and take several of them in my car and the rest in another car. We drive into this apartment complex and way deep in the back were all of these mini vans sitting right there. The light was on in his 3rd floor apartment. Two of the guys get out and check VIN numbers and we are good.
We had keys for all of them in hand. We pull away and park towards the front of the complex, we move and as we get closer some of them had the alarm buttons on the keys which you push and the lights blink. It was obvious which ones were ours, we just wanted to make sure as there may have been more without loans already paid.
As they all left, I was in the last one and I saw him looking out the 3rd floor window with the light brightly on.
Not that intense but always remembered. Lesson learned for this North African to perhaps stop screwing over American women so much.